Insurance
Here's something interesting - insurance companies are quietly offering some serious discounts that most people don't know about. If you've got a nice car on your driveway, this could save you a pretty penny on your insurance. Let's talk about why insurers are so keen on security bollards, and how you can take advantage of these savings.
Why Insurers Love Bollards
The Simple Truth
Remember when car alarms were the big thing? Well, modern thieves can bypass most electronic security in minutes. But here's what makes insurance companies smile: you absolutely cannot steal a car that's blocked by a sturdy bollard. It's that simple.
What The Numbers Say
We're seeing something remarkable here. Properties with proper bollard installations are reporting virtually zero successful car thefts. For insurance companies paying out millions on stolen vehicles every year, that's music to their ears - and they're willing to reward you for it.
Show Me The Money
How Big Are The Savings?
Let's get to the juicy part. Most insurers are offering serious discounts for security-conscious homeowners:
Install professional security bollards? That's typically 10-15% off your premium right there
Add some CCTV to the mix? Now we're talking up to 20% savings
Even basic security measures can knock 5-7% off
What Affects Your Discount?
Insurance companies look at a few things when deciding your discount. Drive something particularly nice like a BMW M3 or Audi RS6? You'll probably see bigger savings. Live in London or the Home Counties? Even better - areas with higher theft rates often qualify for the biggest discounts.
Getting It Right
What Insurers Actually Want
Here's the thing - you can't just pop to B&Q and install a bollard yourself (though wouldn't that be nice?). Insurance companies need to know it's done properly. That means professional installation, proper certification, and regular maintenance checks. Think of it like your car's MOT - it needs to be official.
Making It Simple
Don't worry - it's not as complicated as it sounds. A good installation company will:
Sort out all the paperwork
Provide proper certificates
Handle any maintenance
Keep your insurer happy
The Real Benefits
Beyond The Savings
Sure, saving money on your insurance is great. But our customers tell us the best part is actually the peace of mind. No more lying awake wondering if your car's still on the driveway. No more rushing to the window when you hear a noise at night. That's worth its weight in gold.
Long-Term Thinking
Think about it - the savings on your insurance will help the bollards pay for themselves over time. Plus, they add value to your property and make your home more secure. It's one of those rare win-win situations.
What's Next?
Getting these insurance savings is easier than you might think. Give us a call at Wentworth Protection, and we'll help you figure out exactly what you need. We work with all the major insurance companies, so we know exactly what they're looking for. We'll handle everything from survey to certification, making sure you get those premium reductions locked in.
Want to know how much you could save? Let's talk. No technical jargon, no hard sell - just straightforward advice about cutting your insurance costs while keeping your car safe and sound.
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