Yes, insurance companies do reduce premiums for properly installed security bollards - often by 10-15%, and sometimes even more for high-risk vehicles. But there's more to the story than just those numbers. Let's look at exactly how bollards affect your insurance, and what you need to know to get those premium reductions.

The Impact on Your Premium

Real Savings

We recently helped a Range Rover owner in London who was paying £3,800 for insurance. After installing approved security bollards, his premium dropped to £2,200 - that's a £1,600 saving in year one alone. While not everyone will see such dramatic reductions, most insurance companies offer significant discounts for proper security measures.

What Affects Your Savings

Your exact reduction depends on:

• Your vehicle type (premium cars see bigger savings)

• Your location (high-risk areas get larger reductions)

• The type of bollards installed

• Professional certification

What Insurance Companies Want to See

Not All Bollards Are Equal

Here's what matters to insurers:

• Professional installation with certification

• Insurance-approved products

• Proper depth installation (usually 1 meter)

• Regular maintenance records

If you're installing bollards specifically to reduce your premium, check with your insurer first about their requirements. Some specify particular types or installers.

Getting Maximum Reductions

Best Practice

To get the biggest premium reduction:

1. Contact your insurer before installation

2. Use approved installers

3. Keep all certification paperwork

4. Document the installation with photos

5. Maintain annual service records

Additional Benefits

Beyond the direct premium reduction, security bollards can help:

• Reduce your excess

• Access insurance for high-risk vehicles

• Get coverage in postcodes some insurers avoid

• Prevent premium increases after claims

Making It Work For You

Want to know exactly how much you could save? Give us a call for a free quote. We work regularly with major insurers and know exactly what they're looking for. We'll help you understand the potential savings for your specific situation and guide you through getting maximum benefit from your security investment.

Remember - while bollards require an initial investment, the insurance savings often mean they pay for themselves within just a few years. Plus, you get the peace of mind knowing your vehicle is properly protected.